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Not all senior living communities offer assistance for their residents, so it's important to familiarize yourself with the different types of communities and the types of services they provide. Assisted living communities are designed for residents that need some assistance with daily activities but do not need skilled nursing care. In addition to assisted living, there are:
Independent Living - housing arrangement designed exclusive for seniors who can live independent, generally those aged 55 and over. Housing varies widely, from apartment-style living to freestanding homes. In general, the housing is friendlier to older adults, often being more compact, with easier navigation and no maintenance or yard work to worry about.
Alzheimer’s & Memory Care - Alzheimer’s, dementia, and memory care are often provided in a secure assisted living or nursing home setting, usually in a separate floor or wing. Residents may live in semi-private apartments or private rooms and have structured activities delivered by staff members trained specifically on caring for those with memory impairment.
Nursing Home -also called skilled nursing facilities, are for seniors who require 24-hour monitoring and medical assistance. Nursing home patients typically suffer from severe or debilitating physical or mental illnesses, so they are unable to care for themselves. Today’s nursing homes offer engaging resident activities, skilled medical attention-such as physical therapists and licensed physicians-as well as gourmet dining services.
Continuing Care Retirement Community - Part independent living, part assisted living and part skilled nursing home, CCRCs offer a tiered approach to the aging process, accommodating residents' changing needs. Upon entering, healthy adults can reside independently in single-family homes, apartments or condominiums.
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*Medicare, Medicaid or Medi-Cal, and some forms of private insurance cover nearly all costs of hospice care